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Channel: Housing & Credit Counseling, Inc.

St. Patrick’s Day draws thousands to downtown despite chill

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From emerald shirts to green mustaches, thousands of would-be-Irish painted downtown Topeka like a shamrock Saturday while celebrating St. Patrick’s Day.

The day was packed with events, from Mass and breakfast at Mater Dei Assumption Church to the Great Topeka Bed Race and an Irish whiskey tasting, as well as live music and a 5K race. Vince Frye, president and CEO of Downtown Topeka Inc., said Friday organizers expected a crowd close to 30,000 people, but a cool, brisk wind may have kept many inside. With events stretching from the church at S.W. 10th and Clay around the Capitol and along S. Kansas Avenue, an exact crowd estimate wasn’t possible.

Chilled revelers sought hot chocolate at Hazel Hill Chocolate. One employee said business remained steady throughout the day, with as many as 20 people at a time packing into the small shop.

Down the street at The Pennant, 915 S. Kansas Ave., a manager at the door said the newly open business had reached capacity just before the parade began. A short line built up outside for much of the event.

Despite the colder than expected temperatures — the high temperature barely reached the mid-40s though the forecast called for a high of 55 — the crowd may have been one of the largest in recent years.

Parade master Mark Sweeney expected about 125 floats for the 39th annual parade, but more than 250 floats and dozens of walkers filed along S. Kansas Avenue to S.W. 10th and then around the Capitol, making it one of the longest parades to date.

“For the weather we had, with the cloudy skies and the wind, it was one of the best years,” Sweeney said.

http://www.cjonline.com/news/20180317/st-patricks-day-draws-thousands-to-downtown-despite-chill


Junior Achievement survey measures teens’ financial concerns

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Just half of teenagers in a new Junior Achievement financial literacy survey list becoming financially independent of their parents as one of their future goals.

While that fact may give parents a moment of shock and concern, it can relate to increasing student loan debt and a weak job market in the past 10 years, said Ashley Charest, president of JA of Kansas. Teens watched as the young adults now in their 20s and 30s struggled after the economic recession with high debt and few job opportunities, and they expect the same challenges in their future.

Three-quarters of teens surveyed in the 2018 JA Teens Personal Finance Survey, which JA conducted with finance and insurance company AIG, cited a future goal of graduating from college, and 50 percent said they will create a savings plan. They are worried about paying for college (54 percent), finding a fulfilling and well-paying job (52 percent), not being able to afford their own home (49 percent) and not having the skills to manage money (42 percent).

To read full story visit http://www.cjonline.com/news/20180412/junior-achievement-survey-measures-teens-financial-concerns

Get out of debt: Bestselling author Mary Hunt to speak at Women & Money Day event Oct. 6

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Bestselling author Mary Hunt will coach area women on debt-proof living as keynote speaker at a free all-day October event in Topeka.

Hunt is author of “Debt-Proof Living,” “The Financially Confident Woman” and other personal finance books.

After Hunt’s discussion on, as her book subtitle says, “how to get out of debt and stay that way,” breakout sessions will feature local speakers talking about a variety of money topics.

Those sessions include investing, loan options, credit reports, student loans, renting versus owning a home, wills and mediation for family disputes.

To read full story visit www.cjonline.com/news/20180915/get-out-of-debt-bestselling-author-mary-hunt-to-speak-at-women-amp-money-day-event-oct-6

Anju Mishra, Certified Counselor with Housing and Consumer Credit Counseling, Inc. (HCCI) has been selected as the Counselor of the Year for 2018 by the National Foundation for Credit Counseling (NFCC).

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In accepting the coveted award given to only one outstanding counselor in the United States, Mishra said, “I work with an excellent team at HCCI and I am humbled and honored to represent counselors everywhere who are helping hard working people from all walks of life budget, reduce debt and build credit so they can be financially stable.”

Marilyn Stanley, Executive Director of HCCI, said, “Anju never rushes a counseling appointment.”  Stanley said, “Anju firmly believes that all things are possible with time and consistent commitment to personal goals.  Anju is an excellent role model for other counselors as she makes time to follow back with 100 per cent of the clients she counsels to check status, give encouragement, offer tips for staying on track and compliment incremental but important milestones accomplished toward meeting the family’s financial goals.”

Read full story at http://www.tkmagazine.com/9286-2/

 

Shawnee County Jail inmate: Housing a challenge for those with record

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As David A. Jackson sought housing earlier this year, he found few options. He ended up with a roof over his head — at the Shawnee County Jail.

Jackson, 36, wanted to get a two-bedroom apartment, a stipulation that was part of a reintegration plan from the Department for Children and Families. His two daughters had been removed from his custody.

The Topeka Housing Authority denied his application.

THA looks at the past five years of someone’s criminal history. If they have been arrested for one of 24 crimes, they are disqualified, said Trey George, executive director of Topeka Housing Authority, Inc. Most of the offenses are felonies, but a few are misdemeanors. Under U.S. Department of Housing and Urban Development policy, an arrest is considered a conviction.

To read full story https://www.cjonline.com/news/20180930/shawnee-county-jail-inmate-housing-challenge-for-those-with-record

HCCI’s Megan Blankenship and Diana Friend of Topeka and Shawnee County Public Library discusses Women & Money on WIBW-13 Ralph Hipp Show

HUD Standards Met in Kansas

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Consumers are advised by notices from Housing and Urban Development that any agency offering housing and financial counseling must first employ counselors who are certified by HUD on or before August 1, 2020.  HUD-Certified Housing Counselors are required to pass a proctored examination to demonstrate competency regarding all aspects of budgeting, debt management, credit readiness, Fair Housing Law and rental housing issues, in addition to specific information regarding the home buying process.  Chris Burk, Counseling Program Manager for Housing and Credit Counseling, Inc., said two of HCCI’s Counselors have passed the rigorous HUD examination and other HCCI Counselors are scheduled to sit for the exam this summer.

 

Burk said, “HUD is strictly enforcing this new rule to help assure consumers have access to skilled and highly knowledgeable housing counselors who are better able to assist both renters and prospective home buyers with a wide range of budgeting and credit issues.”  He said the HUD rule assures counseling agencies such as HCCI are meeting all of HUD’s stringent requirements.  Burk said, “About 70% of the people we counsel at HCCI have student loan debt, medical debt or a combination of both that results in a lower credit score that keeps them from qualifying for an auto loan, rental contract or home purchase.”    Burk said HCCI’s HUD-Certified Counselors are specifically trained to counsel for all types of debt including student loan repayment options, credit building, rental housing issues and home buying.  Burk said, “Many well intentioned agencies offer budget counseling but the important thing is for people to find a HUD-Certified Counselor who is knowledgeable about how people can systematically reduce debt, build credit and save.”  Burk said lenders, especially those offering mortgage loans, will be referring consumers to HUD-Certified Housing Counselors and consumers should ask for HUD-Certified credentials prior to scheduling a counseling appointment.

Awards

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Marilyn Stanley, executive director of Housing and Credit Counseling Inc., was nominated for and received a Patriot Award in recognition of outstanding support given to the family of a Kansas National Guard soldier during his deployment. The Patriot Award is issued by a division of the U.S. Department of Defense titled Employer Support of the Guard and Reserve.

 

https://www.cjonline.com/news/20190518/its-your-business-for-sunday-may-19-2019


HCCI Inc. provides free financial counseling to Kansans

HCCI says help is available for renters during pandemic, but they must act quickly





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